Prove 25% NPL Reduction in 90 Days
KES 1.4B+ live in production. Average 25% NPL reduction. Zero exit penalty. We'll show you your portfolio's real metrics before you commit to anything.
90
Days to Prove ROI
KES 1.4B+
Live Portfolio
25%
Avg NPL Reduction
What You Get:
- ✓Live early warning system identifying stress 45+ days before payment miss
- ✓Real-time decision consistency audit showing preventable vs. market-driven NPL
- ✓5-minute underwriting on new applications (vs. your current 2-3 day cycle)
- ✓Monthly ROI dashboard customized for your board—no marketing spin, just metrics
How The 90-Day Pilot Works
Four simple phases, proven ROI.
- •API integration with your core system
- •Historical data upload
- •Team training
- •Establish current NPL metrics
- •Risk model calibration
- •Decision framework setup
- •Real-time early warning system live
- •Weekly risk reports
- •Monthly optimization reviews
- •ROI summary & board presentation
- •Scale decision (full portfolio or exit)
- •Contract negotiation
Typical Pilot Outcomes
Based on pilots with institutions managing $500M+ portfolios across Sub-Saharan Africa.
NPL Reduction
Month 3 vs Month 1 baseline on pilot cohort
Early Detection
Stress signals caught 45+ days before default classification
Decision Consistency
Standardization of credit judgment across loan officers
Pilot FAQ
Just your core banking system data: current portfolio, historical performance, and borrower details. We handle the rest securely.
Typically 2 weeks from signature to first data in our system. API-based integration minimizes disruption to your existing infrastructure.
After 90 days, you can exit with zero penalty. We'll provide a full audit of what didn't work and why.
Yes. If you decide to scale after the pilot, we transition seamlessly to your full portfolio at the agreed pricing.
You assign one technical point person (usually from your IT/Credit team). Our team leads the implementation.
Ready to Start Your Pilot?
Tell us a bit about your portfolio and challenge. We'll reach out within 24 hours.